Disrupt Your Money
Self-Care, Saving & Smashing Debt with Bernadette Joy
Published: 25 February 2025 at 12:00 UTC
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Episode notes
In this episode of Disrupt Your Money, Meg interviews Bernadette Joy, personal finance author and coach, who shares her inspiring journey of going from $300,000 in debt to achieving a net worth of $2 million. Bernadette Joy discusses the importance of building sustainable financial habits, the power of negotiation, and the release of her book 'Crush Your Money Goals'. Bernadette Joy’s approach to personal finance teaches us that self-care spending is essential, mistakes in budgeting are normal, and your money story is always evolving.
About Bernadette Joy:
As the eighth child in her father's brood of nine and a first-gen Filipina-American, Bernadette Joy understands those who feel like they missed the money memo.
Sure, she boasts two bachelor’s and a master’s, and a decade of Fortune 100 and startup experience. But her real street cred? Paying off a jaw-dropping $300,000 of debt in three years and investing her first $1 million in her 30s! 🚀
She's also the CEO of Crush Your Money Goals®, a personal finance training company serving up education with a side of pizzazz. A top journalist featured in Forbes, CNBC, and CNET and has appeared on more than 50 podcasts, national radio shows, and TV segments.
Her debut book, Crush Your Money Goals, published by Simon & Schuster, is available now and was named one of Oprah Daily's top 10 books for personal growth in 2025! Purchase your copy at EquitableMoneyProject.com/READ or here.
Today, she coaches hundreds nationwide, sharing her 5-step secret recipe for ditching debt, mastering savings, and investing for financial peace. 💸
When she's not speaking, she's practicing early retirement: K-Pop, yoga, karaoke, and spoiling her nieces and nephews as their traveling rich auntie.
You can connect with Bernadette Joy on LinkedIn, Instagram, and YouTube.
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This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here!
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Need to get your money stuff set up right? Check out our financial foundations course the Biz Money Blueprint!
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Submit Your Questions - DisruptYourMoney.com
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This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.
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Song Credit: Midnight Specials by Ash Nino